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Non-obligatory excursions and actions within the ports of name are one other alternative to spend cash. These are offered by the cruise line and you can sign-up and pay for them while you purchase your cruise or signal-up and pay while on the boat. I fell into early retirement as well. I was planning to switch to a different career, however the pleasure of choosing of creating my own decisions about what I wish to do with my time is unimaginable, as you say. Voted up.
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